Phone Number

(413) 537-4613

Location

Chicopee, MA 01020

Hours

Mon-Fri 9:00am – 4:30am
Sat 9:00am – 12:00pm

Products We Offer

We're here to help you find the coverage you need.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   (413) 537-4613

Life Insurance

Life insurance is about taking care of your loved ones.  It protects your family and lets you leave them a defined, non-taxable cash amount at the time of death.  It can also replace your income, so your family can maintain their quality of life.

Get an instant quote or more information by using links below.  Or call now.   (413) 537-4613

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   (413) 537-4613

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   (413) 537-4613

About Us

Elite Associates provides affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed.  We proudly serve Chicopee, MA, and the surrounding community.  Our team of professionals take pride in providing a high level of expertise and personal service to all of our clients.  Elite Associates earns your business by offering a level of service that is truly second to none.
Choosing the right insurance plan requires an exact balance of cost and benefits, while taking into account the factors that are most important to you.  We represent only the top insurance carriers to insure we can always acquire the highest quality coverage for your needs, at affordable rates.  Our services are invaluable to the consumer or business owner that needs to make the well-informed decision.

 

We provide rates and benefits for a variety of products.

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We'll never share your email or phone with anyone.

Additional Information

What is the cost of ACA health insurance coverage in Chicopee, MA?
The monthly premium amount that you will end up paying for an Affordable Care Act plan (Obamacare) is determined from the consideration of several factors.  These factors include:
  • 1.  Your annual income.
  • 2.  The ages of you and your family members.
  • 3.  Whether or not you qualify to receive an ACA health insurance subsidy.
  • 4.  The region of the country that you call home.
If you are a U.S. citizen or permanent U.S. resident, you will likely qualify for ACA health insurance coverage.  For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Chicopee, MA?
Absolutely.  Our team of licensed health insurance professionals are happy to assist you in finding the ideal individual, family or Medicare health insurance plan for your unique needs.  When it comes to Massachusetts health insurance, we are the experts.  We serve the Chicopee, Springfield and Worcester regions.
 
Is there a way to determine which health insurance plan would be the best for me?
It doesn't have to be difficult to choose good health insurance coverage.  All you need to know is, what information is vital to the decision-making process.  You should start by looking at your family's present medical situation.  Know everything there is to know about your family's medical history.  Consider how frequently you or your family members visit physicians.  Know which prescription medications you or family members are taking and how much they cost.  Also, know whether there is a particular doctor to whom you or a family member must have access to.

Next, learn about deductibles, coinsurance and maximum out-of-pocket benefits.  It is important to have a good understanding of how these plan components work.  Comparatively, from plan to plan, these benefits can vary greatly.  They determine how much you could be responsible for in medical bills should the unexpected occur.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Chicopee, Springfield and Worcester regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Chicopee, Springfield and Worcester regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you assist with small group health insurance coverage in Chicopee?
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  (413) 537-4613.
 
Can you help me sign up for a 2023 ACA health insurance plan?
We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (413) 537-4613.
 
I just moved to Massachusetts.  Can you help me sign up for a 2023 Obamacare health insurance plan?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of Massachusetts.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  (413) 537-4613.
 
Today's Insurance Tip:

Good to know:  You shouldn't promptly pay medical bills.  Yes, you read that right.  The reason is, healthcare providers tend to send bills well before the insurance company has decided what part of the claim they are obligated to pay.  The average person sees a bill and thinks they are obligated to pay it.  This couldn't be further from the truth.  Health care companies routinely shoots out bills to everyone one involved - regardless of who is actually responsible for paying it.  You need to know what the insurer is going to pay before you do anything.  Our advice? Don't pay a dime until you get an EOB (Explanation of Benefits) from your insurer that explains your claim and how much they are paying.